Credit cards are the most valuable resource of payment these days. Just as good as cash, but with no cash involved. It is universally used as a payment method whether in malls, restaurants, gasoline stations, for billing, online shopping and much more. However, due to the prevalent fraudulency scattered all over the internet today, many users are now afraid to share their personal information online, especially credit card information. We cannot blame users because this may easily result in identity or information theft. Due to these circumstances, there is finally a solution to overcome this problem. The solution is “Virtual Credit Card”.

Virtual credit cards are pre-loadable credit card like accounts without literal physical card. It provides a high level of security against fraudulent sites and hackers since it does not link to your personal bank account. Some of the benefits you will gain from using a virtual credit card are the following:• It doesn’t require users to provide their actual name and physical address. However, clients must be liable for providing correct address information in cases where physical delivery is required.

• You can use a new virtual credit card number every time you make a new transaction. This will prevent you from providing your personal credit/debit card number online.

• A virtual credit card works like a real credit card. It can be used at websites, online merchants, internet shops and web stores over the internet wherever payment by credit card is accepted.

• Verify PayPal and other similar payment accounts that require you to add a credit card.

• No mandatory billing address registration is required when purchasing, but some high risk merchants may require a card to be registered first before they will process your transaction. Even in this case, you may use any random billing address.

• Any person from any country can use virtual credit cards. Some merchants won’t process payments from certain countries. You can use a socks or a proxy server to swiftly resolve this issue.

Virtual credit cards can be used anywhere Visa and MasterCard are accepted. Cards can be used for both online or offline purchases over the phone. Moreover, some virtual credit cards support Address Verification System (AVS) that can be used to verify PayPal and other online accounts. The virtual credit card that is used to verify PayPal account is called PayPal VCC. It is popular among PayPal users worldwide since it can be used to lift withdrawal limits and confirm location.